EPIC Financial FAQ's
What is EPIC Financial Loans Cooperative?
Echantress Philippines Investment Cooperative or EPIC Financial Loans Cooperative is a technology-based cooperative that currently offers it's cooperative membership to all Filipinos here and abroad.
What are the services of EPIC Financial Loans Cooperative?
1. Savings Deposit
EPIC Members can earn interest:
2. Personal Loans
3. Business Coaching
Our community portal will allow members to interact with fellow members and the EPIC Loans Cooperative organizers on the ways and methods on increasing financial independence by initializing income and business opportunities through Direct Selling, small income schemes like Load Retailer, Networking and other areas that can help develop everyone's skills in money making and investing.
Who can use EPIC Financial Loans Cooperative services?
EPIC Financial Loans Cooperative currently offers loans services to customers:
loans services to customers:
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Between 18 to 60 years old.
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Currently employed and with a valid home address in Philippines.
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Has an existing EPIC Savings Account.
Complete the online application form. Please expect a message from us immediately for the additional requirements. Check the email you registered. Make sure that you submit complete and clear copies of the document requirements so we can process your loan applications.
Why do you ask for a bank account number?
For a secured transaction, we only deposit approved loan proceeds to a bank account number under your name. We deposit to a savings accoun to any of the following partner banks: *However, please note that most banks has service charge so please advise that this will be deducted to your Loan Amount as well as the interest rate.
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Banco De Oro
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Bank of the Philippine Islands
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Chinabank
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EastWest Bank
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Metrobank
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Philippine National Bank
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RCBC
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RCBC myWallet
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Security Bank
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UnionBank
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UCPB
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Money Transfers
How will I know if I am approved?
Upon approval, you will be receiving an email notification on your registered email address as well as text notification.
I still need assistance from a customer service representative. Can I still contact you?
Yes, you can always check our websites as well as social media pages for news, update. Our mobile numbers is also open monday to saturday, 9am to 6pm.
About receiving money
This is automatically deposited to your bank account upon approval. We will send an SMS confirmation to your registered phone after the transaction is completed.
When do I have to pay for my loan?
We have included a section in your contract with details of your loan maturity and when you need to make your loan repayment. We advise paying on or before the due date/s in order not to incur any charges.
Where would I pay for my loan?
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Go to a payment partner branch.
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Deposit and make a payment and receive a payment confirmation receipt.
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Send a photo or screen shot of your payment slip to luceanne.cruz@yahoo.com
Others
We thank you for continuing to trust us in providing you with your immediate financial needs. We welcome Repeat Loans. If you are a borrower with good payment standing at EPIC Financial, we make it very easy for you to reloan. No need to re-apply online. Simply send us an e-mail and we will process your reloan within 1-2 working days.
Is late payment possible?
We advise paying your dues on or before the maturity date/s. For late repayments, you will be charged with a fee as stated in our contract.
